Yito Pay Terms of Service.

Yito Pay Terms of Service: acceptance and service role

By using Yito Pay, you agree to these Terms of Service. If you use the service for an organization, you represent that you are authorized to bind it. If you do not agree, do not use the service.

Yito Pay is a software control layer built on Stripe. It is not a bank, card network, or merchant of record. The seller identified by the product or checkout context is responsible for the product, price, delivery, taxes, invoices, customer support, refunds, and disputes. Stripe provides payment processing under its own agreements.

Customer checkout

You must provide accurate information and use a payment method you are authorized to use. A browser completion screen does not independently prove payment. An order is confirmed when the payment system records an authoritative status based on Stripe events. Some methods may require external authentication or additional time.

Product access, subscription features, delivery timing, and eligibility for a refund are governed by the responsible seller’s disclosed terms and applicable law. Yito Pay may route support questions and payment records to that seller.

Approved application use

Applications may connect only after Yito Pay approves the product, domain, return origin, catalog SKUs, callback endpoint, and merchant routing. Server credentials must remain confidential and may not be embedded in browsers, mobile bundles, public repositories, analytics, or client-accessible configuration.

An application must authenticate its users, send accurate external identifiers, use a unique external order ID, display truthful product and price information, verify signed callbacks, deduplicate event IDs, and grant access only from authoritative server outcomes. It may not let a browser choose trusted amounts, Price IDs, merchant accounts, arbitrary return URLs, or another person’s user ID.

Prohibited conduct

You may not use Yito Pay for unlawful, deceptive, infringing, sanctioned, abusive, or Stripe-prohibited activity. You may not conceal the actual product or seller, bypass account review, evade payment controls, probe other customers, interfere with service operation, submit malicious traffic, reverse engineer credentials, replay signed messages, or use the service to collect card details outside the approved Stripe interface.

Billing, refunds, disputes, and subscriptions

Prices and billing intervals are shown by the product and Stripe Checkout before confirmation. The responsible seller determines taxes and applicable commercial terms. Refunds are evaluated under the seller’s published policy, mandatory consumer law, and the circumstances of the order. Bank processing times can delay the appearance of a refund.

If you do not recognize a charge, contact the seller or Yito Pay and your payment provider promptly. Abuse of chargebacks or false claims may result in suspension where permitted by law.

Subscriptions

A subscription renews at the interval and price disclosed at purchase until canceled or otherwise ended under the seller’s terms. When available, Stripe Customer Portal can be used to manage payment methods, invoices, or cancellation. Access may change after a failed invoice, cancellation, refund, or dispute.

Availability, ownership, liability, and changes

We work to keep Yito Pay secure and available, but uninterrupted operation is not guaranteed. Maintenance, provider outages, network failures, legal requirements, fraud controls, or security incidents may delay Checkout or confirmation. We may change or discontinue features and may suspend an integration that creates security, compliance, operational, or customer risk.

Intellectual property

Yito Pay and its original site content, interface, and software are protected by applicable intellectual property laws. Stripe names and marks belong to Stripe. Product names and content belong to their respective owners. These terms do not transfer ownership.

Disclaimers and liability

To the extent permitted by law, Yito Pay is provided “as is” and “as available,” without warranties not expressly stated here. We do not warrant that every payment method, integration, or third-party service will remain available. Nothing in these terms excludes rights or liability that cannot legally be excluded.

To the extent permitted by law, Yito Pay is not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, goodwill, or business opportunity arising from use of the service. The responsible seller remains accountable for its product and commercial commitments.

Changes and contact

We may update these terms as the service or legal requirements change. The effective date identifies the current version. Continued use after an updated version takes effect constitutes acceptance where permitted by law.

Questions can be sent to contact@pay.yito.ai.